Who We Are

Carl Friedman
Chairman

Prior to establishing Personal Business Management Group in 1981, Carl spent twelve years in the Trust Division of Irving Trust Company in New York.  As a vice-president and manager, Carl supervised a group of professional investment advisors and attorneys responsible for all legal, tax and investment matters.  Carl was personally responsible for  several of the largest and most complex client relationships.  His involvment with non-traditional investments was extensive and included the operation and sale of cattle ranches, dairy farms, commercial real estate, oil and gas properties and closely-held businesses.  This has given Carl a broad range of experience in handling complex financial matters.

Carl's intense involvement with Trusts and Estates has made him sensitive to the needs and requirements of both trustees and beneficiaries whose interests may not always be compatible.  Carl often assumed responsibility for payment of personal bills, home and auto insurance, purchase and sale of homes plus negotiating mortgages.  As Chairman of the Common Trust Fund Investment Committee, he was responsible for overseeing the management of co-mingled funds invested in stocks, corporate and tax-exempt bonds.

Before coming to Wall Street, Carl gained an extensive background in all facets of personal and trust taxation as the manager of the Tax Department for the National Bank of Westchester.  This provided invaluable experience for managing individual financial affairs.

Carl was awarded the degree of Juris Doctor from Georgetown University Law Center in Washington, D.C. in 1967 and is a member of the Connecticut Bar.  He received his undergraduate degree from the University of Connecticut.  His professional memberships have included the International Association of Financial Planners and the Estate Planning Council of  Westchester County.


 

Jim Friedman  

President

Prior to joining Personal Business Management Group, Jim spent over five years on Wall Street as an Assistant Vice President with PaineWebber, Inc. where he served as a municipal bond analyst.  In this capacity, he performed research on regional and national credits and worked with the firm's bond traders in deciding on the suitability and positioning of bond purchases for the firm's and clients' accounts.  He also authored reports that were published in PaineWebber's "Yield & Income" which was distributed throughout the firm and to its institutional clients.

Jim's portfolio experience includes management of the "Hermosa High Yield Bond Fund" and the "Gulfstream Investors Hedge Fund" in addition to management of clients' individual portfolilios.  He also assists in the development of portfolio strategy and timing, as well as research on individual securities and selection for clients' accounts.

Jim is a graduate of Lehigh University where he earned his Bachelor of Science degree in business and economics with a major in finance and Columbia Business School where he earned his Masters of Business Administration in finance.  Jim has been licenced with the National Association of Securities Dealers having passed his Series 7 and Series 63 exams and served as a member of the Municipal Analyst Group of New York, the Municipal Forum of New York and the Stamford Chamber of Commerce.

 


 
Michael Greenberg
 
Managing Director 

Michael joined Personal Business Management Group after spending more than 16 years in the financial services industry. He has extensive background and knowledge in a wide variety of services and products from investing to retirement and estate planning and sales and marketing. 

Prior to joining Personal Business Management Group, he managed a territory across nine states in the northeast/mid-Atlantic as Regional Asset Management Specialist with RiverSource, a subsidiary of Ameriprise Financial. In this role, he was responsible for building relationships with advisors and helping find appropriate investment solutions for clients. While at RiverSource, Michael achieved top-ranking for sales performance and was recognized with several company-wide awards for leadership, activity and contributions to the organization. He was also the recipient of the 2009 Advisor Satisfaction Award with a perfect score from a survey among his clients.

Before joining RiverSource he worked as a Financial Advisor with UBS Financial Services, Inc. in Stamford, Connecticut. In this role he was a top monthly producer and focused his practice on retirement and estate planning with the main objective of helping clients to position themselves in order achieve their long-term goals. 

As Vice President of International Marketing with Philo Smith & Co, Michael was responsible for all aspects of sales and marketing of a specialized group of mutual funds. In this role he traveled extensively to conduct sales presentations and one-on-one meetings with Merrill Lynch offices throughout the United States and Europe. 

Prior to that he was a Senior Investment Marketing Manager with Prudential Financial where he was responsible for investment marketing related activities for two variable annuity platforms. Michael began his career at The Managers Funds where he held various positions in Sales & Marketing for a no-load mutual fund family and worked with various distribution channels including: RIA’s, Wirehouses, Independent Broker/Dealers, 401k Plans and Large Banks. 

Michael has been licensed with The Financial Industry Regulatory Authority (FINRA) having passed his Series 7, Series 63, Series 24, Series 6, and Series 66 exams.

 


 

 

 
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